Business Vehicle | Insurance | Genesis Advice

Business Vehicle Insurance

Vehicles can be an important part of your daily business operation and you need peace of mind that you have the best Insurance cover in place.

Your Choices:

Comprehensive Insurance – Full cover

New Replacement Vehicle - if your vehicle is a total loss within 12 months of first registration or purchase date, and has travelled less than 20,000kms, it will be replaced with a new vehicle.

Automatic 30 days cover for additional vehicles you add during the Insurance period.

Broken Windscreen replacement with No Excess

Emergency accommodation and travel costs up to $5,000

Cover up to $5,000 for goods in transit in your vehicle

Up to $5,000 for modification to disability friendly operation following an accident.

If your business vehicle is a total loss, the vehicle will either be repaired, replaced, or a cash payment is made to the vehicle owner. This settlement is in accordance to vehicle value (Sum Insured) specified on Policy Schedule.

For Leased Vehicles: Pay of reasonable market value or the residual value, whichever is the greater amount, up to an amount no more than the market value of the insured vehicle plus 20%.

Valuable benefits of this cover: Transport and Towing expenses and Glass Cover [windscreens and windows].

Third Party – Fire & Theft – Insurance
Loss directly caused by fire, lightning, explosion. theft or illegal conversion.

Insurance for personal and legal liability occurring from an accident anywhere in New Zealand.

If uninsured party is involved in accident, your car is covered for loss or damage due to the accident, up to $5,000

Third Party Insurance
Insurance for personal and legal liability occurring from an accident anywhere in New Zealand.

If uninsured party is involved in accident, your car is covered for loss or damage due to the accident, up to $5,000