About me and my team

David is a Financial Adviser and founding Director of Genesis Financial Services Ltd, which is now trading as Genesis Advice.  He has been an AMP Adviser between 1991 and 2019.  As a member of the Wealthpoint Network he is now an independent adviser.

David is a Certified Financial Planner (CFPCM) specialising in the areas of Investment and Risk.   


David has followed in the footsteps of his father Graeme, who had been an AMP Adviser for over 45 years before his retirement in 2009. He is married to Jane and they have two children. He enjoys spending time with his family and friends and travelling.

David Lowe

Director & Adviser

09 525 4680

Lorraine Littlejohn

Executive Personal Assistant

Lorraine has been with Genesis Financial Services since its beginning, back in the days working for David's father Graeme Lowe who was one of the top advisers in New Zealand.

Lorraine is David Lowe's personal assistant and one of the nicest people you can talk to. She has great knowledge about General Insurance and she will always make sure that you feel well looked after and respected.


Lorraine enjoys talking to people on the phone and assisting them with information required for their General Insurance needs. She has been assisting majority of her David's clients for many years and she has established strong professional relationships. 

Lorraine is also the "mother" in our office - she is caring and she is looking very well after everyone - be it with business related duties, sharing of food recipes or telling us about free events and fantastic places to visit.


Lorraine works Mondays to Thursdays and enjoys long weekends with her husband Steve, garden work and social outings with family and friends. 

09 525 4683


Jane joined the support team of Genesis Advice at the beginning of 2021

Her background has included hospitality work in the north east of Scotland, selling training courses in London, working in textile design in California, account managing for major print companies in New Zealand and raising 2 children with her husband David.  Jane has two M.A Degrees one in the Arts from Edinburgh University and one in Sciences from Auckland University.  She loves yoga, the outdoors and family adventures.  Customer satisfaction is of primary importance to her.

Jane Carmichael

Team Support

09 525 4674


Buddy is our office therapist, offering a calming and zen like presence

to the working environment

Buddy Carmichael-Lowe

General Dogs Body

Woof, Woof