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About me and my team

David Lowe

David is a Financial Adviser and founding Director of Genesis Financial Services Ltd, which is now trading as Genesis Advice.  He has been an AMP Adviser between 1991 and 2019.  As a member of the Wealthpoint Network he is now an independent adviser.

David is a Certified Financial Planner (CFPCM) specialising in the areas of Investment and Risk.   


David has followed in the footsteps of his father Graeme, who had been an AMP Adviser for over 45 years before his retirement in 2009. He is married to Jane and they have two children. He enjoys spending time with his family and friends and travelling.

Director & Adviser

09 525 4680


Jane joined the support team of Genesis Advice at the beginning of 2021

Her background has included hospitality work in the north east of Scotland, selling training courses in London, working in textile design in California, account managing for major print companies in New Zealand and raising 2 children with her husband David.  Jane has two M.A Degrees one in the Arts from Edinburgh University and one in Sciences from Auckland University.  She loves yoga, the outdoors and family adventures.  Customer satisfaction is of primary importance to her.

Jane Carmichael

Team Support

09 525 4674


Lee moved to New Zealand in 2020 with her family from South Africa where she worked in the Insurance and Investment Industry as a client administrator for over 15 years and added to it by working  in the New Zealand insurance industry for 3 years before joining Genesis Advice as team support in October 2023.

Lee enjoys working with people and being part of a team environment.


When she is not working, Lee enjoys being outdoors, going on long walks with her 2 young children and husband and spending time with friends.

Lee Viviers

Team Support

09 525 4689


Buddy is our office therapist, offering a calming and zen like presence

to the working environment

Buddy Carmichael-Lowe

General Dogs Body

Woof, Woof

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